In Kaiama v. AIG Hawaii, Inc., 84 Haw. 133, 930 P.2d 1352 (1997) the Hawaii Supreme Court refused to enforce a "family member" UIM insurance exclusion in a auto insurance policy issued by AIG. The exclusion purported to deny UIM coverage to an insured family member injured by another insured under the same policy - apparently for the purpose of denying dual recovery under both the liability and the UIM coverages of the same insurance policy. The Hawaii Supreme Court stated that the insurer's attempt to use the family member exclusion to deny UIM coverage to an insured family member violated public policy and was therefore void. Dual recovery of both liability and UIM coverages to an insured family member was therefore permitted.
Moving a flagpole near live electrical wires can be very dangerous. A Grayson County, Texas jury has awarded more than $15.6 million to the families of 3 victims of an accident that occurred while they were moving a flagpole in May 2017. The electrocution killed 1 and injured 2. The property manager of the apartment complex where the flagpole was located was found to be negligent for placing the flag pole too close to overhead power lines. See, An award of $15.6 million for 3 victims of electrocution.
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