Many Hawaii auto insurers may now face the prospect of class actions from medical providers and insureds for wrongful denials of treatment and non-payment of medical bills. Many Hawaii PIP (no-fault) insurers have been unilaterally picking known insurance company doctors on auto PIP cases (see the Hawaii IME -Independent Medical Experts - page for a list of some of Hawaii's known DME and insurance company doctors). These doctors are chosen knowing that they will say that a patient no longer needs medical care. The insurers then cut off the patient from further care and the treating doctor from payments for such care (sometimes retroactively). Two Hawaii Circuit Court Judges have found that such practices violate H.R.S. 431:10C-308.5, which requires that a medical reviewer (so-called IME doctor) be chosen by agreement or by a neutral forum in PIP cases. Judge Ayabe and Judge McKenna in First Circuit Court have both granted motions for summary judgment finding that denials based upon medical experts unilaterally chosen by the insurer were improper and invalid.
Moving a flagpole near live electrical wires can be very dangerous. A Grayson County, Texas jury has awarded more than $15.6 million to the families of 3 victims of an accident that occurred while they were moving a flagpole in May 2017. The electrocution killed 1 and injured 2. The property manager of the apartment complex where the flagpole was located was found to be negligent for placing the flag pole too close to overhead power lines. See, An award of $15.6 million for 3 victims of electrocution.
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